Is Disability and Paid Family Leave Benefits Coverage Required?
Disability and Paid Family Leave benefits coverage is not required for sole proprietorships that do not have employees.
Disability and Paid Family Leave benefits coverage is required for sole proprietorships with employees, including part-time employees, borrowed employees, leased employees, family members, and volunteers.
The sole proprietor is not considered an employee for the purposes of obtaining disability and Paid Family Leave benefits insurance, but may voluntarily cover themselves under a disability and Paid Family Leave benefits policy.